Terms for DANA, QRIS and Account Access

These Terms & Conditions form the agreement between you and us when you open, access or use an account. You must provide accurate account details, keep your login information private, and complete any phone verification requested before account access. Payment instructions apply to DANA, OVO, GoPay,

1. 1

   QRIS, bank transfer and virtual account transactions, including the need to use a payment source connected to your own account details. We may pause a transaction or request clarification when account information, wallet status or payment records do not match. Access to the account and specific

2. 2

   activities depends on local law and is available where local law permits. We may update these terms when operational, legal or security requirements change; the current wording is the version that applies after you continue using the account.

Service availability depends on jurisdiction. Users are responsible for checking local law before access.